Cheryl Riley

Cheryl Riley

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$419,000

($111,264 down)
VA

18380 W IDA Lane, Surprise, AZ 85387

3
3
1,884 sqft
PITI Monthly
$1,663.47 /mo

Listing courtesy of: Alan Potts, Award Realty

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,386 /mo
$2,296 /mo

What's Special

DINING
PATIO
SAFE

Beautifully appointed. Meticulously maintained. This highly upgraded Rincon Model rivals the area's new-builds both in features and in price! PLUS, it's only four houses down from the park entrance and Local, Neighborhood POOL! This amazing home has nearly 1900 square feet, 3 bedrooms, 2.5 baths, a 3-car garage, and best of all -NO STAIRS! Safer for children -even better for aging knees chasing children. Just wait until you see this home: the upgraded flooring and wainscotting jump out at you right as you walk in. The split front bedroom and full bath (near the entrance) are perfect for the older kids... or grandma. The den invites you to work from home. And, the third bedroom comes with a Murphy bed! Still, it's the Great Room & Kitchen that make this home a showpiece! There's a huge 9'x5' island and Farmhouse Sink anchoring the space while a large dinner area and an even larger family room keep the whole family easily in sight. Homework, TV, Cooking, and Dining... everyone's together. Still, for those times when you do need to get away, the SPLIT primary bedroom in cool blue and the crisp white ensuite are the perfect spot for either a 15 minute nap or a good night's sleep. No time to rest? Then get out back to this extremely low maintenance back yard. The covered patio has ample room for both a table and a BBQ. The pavered path and patio are waiting for you to light the firepit, roast a marshmallow, and watch the stars. Unless you want to throw a ball around; there's plenty of room for that too! With an HOA well under $100 (that includes a realllly close-by DOG PARK, SPORTS AREA, SPLASHPAD & POOL!), this truly is an all-around great home in a great family neighborhood. Come see for yourself and let me know what you think.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,663.47/mo
Estimated Loan Balance
$310,454
Cash to close
$111,264
Interest Paid
$36,343

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Other, Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile, Concrete
Condition
  • Year Built: 2018
Details
  • Builder: Courtland

Community & HOA

Community
  • Subdivision: AUSTIN RANCH WEST PARCEL 4
  • Features: Pickleball, Community Pool, Tennis Court(s), Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: North Copper Canyon
  • HOA Amenities: Unknown
  • HOA Fee: $62
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $222.4
  • Tax Annual Amount: $1527
  • On Market Date: 2025-04-21T22:30:06.000Z
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Savings Calculator

Current cash to close is $111,264 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $111,264!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$307,736
Your Cash$111,264
Total Purchase Price:$419,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,386/mo
Traditional @ 7.15%
$2,382/mo
You save $996/month ($11,949/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6854916

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-29T22:20:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,386 /mo
$2,296 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $111,264 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $111,264!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$307,736
Your Cash$111,264
Total Purchase Price:$419,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,386/mo
Traditional @ 7.15%
$2,382/mo
You save $996/month ($11,949/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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