Cheryl Riley

Cheryl Riley

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$265,000

($128,990 down)
FHA

17200 W BELL Road UNIT 1748, Surprise, AZ 85374

2
2
1,176 sqft
PITI Monthly
$1,371.59 /mo

Listing courtesy of: Susan H. Evans, Coldwell Banker Realty

Assumed Rate

3.2%
7.15%

Principal & Interest

$1,005 /mo
$1,570 /mo

What's Special

REMODELED
DINING
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
PATIO
CHARMING
COZY
FULLY FURNISHED
55+ COMMUNITY

Charming Remodeled 2/2 Snugglewide in the 55+ Community of Happy Trails! This beautifully updated home features a stunning kitchen with custom cabinetry, granite countertops, stainless steel appliances, and a built-in desk—perfect for your everyday tasks. The open-concept living and dining area boasts rich wood flooring and a cozy fireplace, creating an ideal space for relaxation and entertaining. Enjoy the convenience of an indoor laundry area and a charming covered side patio with a water feature, ideal for outdoor living. A golf cart is included and adds ease to exploring the community. This home comes fully furnished to include pots, pans and dishes. You will have quick access to the highly sought-after saltwater pool and spa. Don't miss your chance to own this turn key home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.2
Remaining Loan Term
14 years, 1 months
Monthly PITI
$1,371.59/mo
Estimated Loan Balance
$136,652
Cash to close
$128,990
Interest Paid
$96,198

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Mfg/Mobile Housing
  • Architectural Style:
Materials
  • Wood Frame, Painted
  • Roof: Composition
Condition
  • Year Built: 1994
Details
  • Builder: unkown

Community & HOA

Community
  • Subdivision: HAPPY TRAILS RESORTS NO 7 AMD LOT 1540-1752 A B
  • Features: Pickleball, Gated, Community Spa, Community Spa Htd, Community Pool Htd, Community Pool, Community Media Room, Community Laundry, Coin-Op Laundry, Guarded Entry, Golf, Tennis Court(s), Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: HTCA
  • HOA Amenities: Unknown
  • HOA Fee: $216.29
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $225.34
  • Tax Annual Amount: $617
  • On Market Date: 2025-04-28T02:39:17.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $128,990 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $128,990!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.2% Sellers Rate
$136,010
Your Cash$128,990
Total Purchase Price:$265,000

Assumed vs Traditional Mortgage

Assumed @ 3.2%
$1,005/mo
Traditional @ 7.15%
$1,629/mo
You save $623/month ($7,480/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6857070

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-28T02:30:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.2%
7.15%

Principal & Interest

$1,005 /mo
$1,570 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $128,990 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $128,990!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.2% Sellers Rate
$136,010
Your Cash$128,990
Total Purchase Price:$265,000

Assumed vs Traditional Mortgage

Assumed @ 3.2%
$1,005/mo
Traditional @ 7.15%
$1,629/mo
You save $623/month ($7,480/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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