Cheryl Riley

Cheryl Riley

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$369,000

($247,036 down)
FHA

17132 W TARA Lane, Surprise, AZ 85388

3
2
1,670 sqft
PITI Monthly
$898.73 /mo

Listing courtesy of: Dragos Neagu, eXp Realty

Assumed Rate

2.81%
7.15%

Principal & Interest

$553 /mo
$907 /mo

What's Special

OPEN CONCEPT
SHOPPING
DINING
SPACIOUS
MODERN
CUSTOM BUILT
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
FLEX SPACE
PATIO
PLAYGROUND

Welcome to your beautifully updated home in the heart of Surprise Farms! Set back from the street with a longer private driveway and secured by a gated front entry, this property offers privacy, curb appeal, and thoughtful details throughout. Step inside to a vaulted foyer and an open concept layout where the kitchen, dining, and living areas flow seamlessly, perfect for entertaining and daily living. The kitchen features granite countertops, a center island, stainless steel appliances, a large single bowl sink, gas stove, and a walk-in pantry. Recent 2022 updates include new flooring throughout and partial bathroom renovations, giving the home a fresh, modern feel. The den provides a perfect flex space with a custom built-in bookshelf ideal for an office or reading retreat. The primary suite is tucked away with a split floor plan for added privacy. It features a spacious walk-in closet and a tiled shower. The laundry room includes the washer and dryer, both of which convey with the sale. The two car garage offers built-in storage shelves, and the backyard is ready for your enjoyment with a covered patio, pergola, added pavers, and fruit trees that bring life to the space. You'll also appreciate the dual pane, Low-E windows with solar screens, and the North/South exposure for energy efficiency. Community amenities include playgrounds and walking/biking paths, and the home is located in the sought after Dysart Unified School District, close to shopping, parks, and commuter routes. This home blends charm, convenience, and quality.Don't miss this exceptional opportunity to make it yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$898.73/mo
Estimated Loan Balance
$122,496
Cash to close
$247,036
Interest Paid
$14,444

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas, Ceiling
Features
  • Materials: Stucco, Wood Frame, Painted, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Sewer in & Cnctd, Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Santa Barbara/Tuscan
Materials
  • Stucco, Wood Frame, Painted, Stone
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder: Trend Homes

Community & HOA

Community
  • Subdivision: SURPRISE FARMS PHASE 1B SOUTH PARCEL 9
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Surprise Farms II Co
  • HOA Amenities: Unknown
  • HOA Fee: $156.71
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $220.96
  • Tax Annual Amount: $1212
  • On Market Date: 2025-04-23T05:20:03.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $247,036 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $247,036!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$121,964
Your Cash:$247,036
Total Purchase Price:$369,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$553/mo
Traditional @ 7.15%
$941/mo
You save $388/month ($4,660/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6855590

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-28T02:30:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$553 /mo
$907 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $247,036 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $247,036!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$121,964
Your Cash:$247,036
Total Purchase Price:$369,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$553/mo
Traditional @ 7.15%
$941/mo
You save $388/month ($4,660/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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