Cheryl Riley

Cheryl Riley

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Active

$549,900

($245,286 down)
VA

14897 W Valentine Street, Surprise, AZ 85379

5
4
2,929 sqft
PITI Monthly
$1,846.89 /mo

Listing courtesy of: Barbie Lindsey, RE/MAX Desert Showcase

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,405 /mo
$2,283 /mo

What's Special

SPACIOUS
MODERN
GRANITE COUNTERTOPS
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER
PATIO
LANDSCAPED
COMMUNITY POOL

Welcome to this immaculate and spacious home featuring 5 bedrooms, a den, and a loft—perfect for work, play, & comfortable living. The gourmet kitchen is a chef's dream, showcasing granite countertops, a large island, custom tile backsplash, Wall oven & microwave, a separate gas cooktop with pot filler, & a walk-through butler's pantry for added convenience. The luxurious first-floor primary suite offers true retreat living with dual walk-in closets and a spa-like bathroom with double sinks, soaking tub, & a separate shower. Upstairs, you'll find a perfect sized loft & four additional bedrooms—3 with its own walk-in closet! Downstairs features brand-new flooring, adding modern elegance throughout the main living spaces. Step outside to your beautifully landscaped backyard oasis, complete with a paver patio, pergola, and flourishing gardenideal for entertaining or relaxing under the stars. Located in the sought-after Marley Park community, where charm meets convenience. Enjoy access to two community pools, 15 uniquely themed parks, and the scenic Arbor Walkall within walking distance of top-rated schools. This home has it allstyle, space, and a vibrant community. Don't miss your chance to make it yours!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.89
Remaining Loan Term
25 years, 8 months
Monthly PITI
$1,846.89/mo
Estimated Loan Balance
$428,340
Cash to close
$245,286
Interest Paid
$40,361

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Stucco, Cement Siding, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Cement Siding, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2015
Details
  • Builder: Mattamy Homes

Community & HOA

Community
  • Subdivision: Marley Park
  • Features: Community Pool, Playground, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Marley Park HOA
  • HOA Amenities: Unknown
  • HOA Fee: $143
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $187.74
  • Tax Annual Amount: $3303
  • On Market Date: 2025-04-18T20:10:11.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $245,286 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $245,286!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$304,614
Your Cash$245,286
Total Purchase Price:$549,900

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,405/mo
Traditional @ 7.15%
$2,368/mo
You save $963/month ($11,554/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6853885

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-29T19:40:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,405 /mo
$2,283 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $245,286 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $245,286!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$304,614
Your Cash$245,286
Total Purchase Price:$549,900

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,405/mo
Traditional @ 7.15%
$2,368/mo
You save $963/month ($11,554/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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