American AllStar Realty

American AllStar Realty

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$340,000

($69,625 down)
FHA

112 Sandpiper Circle, Hastings, MN 55033

2
2
1,620 sqft
PITI Monthly
$1,853.04 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,236 /mo
$1,990 /mo

What's Special

SERENE
MINUTES AWAY
SHOPPING
DINING
SPACIOUS
VAULTED CEILINGS
WALK-IN CLOSET
HOME OFFICE
PATIO
CHARMING
COZY

Discover the Ease of One-Level Living in This Immaculate Home! Step inside and be greeted by the soaring vaulted ceilings of the living and dining rooms, beautifully accented with neutral décor that fills the space with light and warmth. A charming sunroom, full of natural light, offers endless possibilities—transform it into a cozy reading nook, a home office, or an entertaining space. From there, step out onto your private patio, the perfect spot for morning coffee or evening gatherings. The eat-in kitchen is a chef's delight, featuring classic oak cabinetry, ample counter space, and a convenient breakfast bar. Plus, direct access to the attached garage makes unloading groceries a breeze. A well-placed laundry room off the kitchen adds to the home's effortless functionality. The spacious primary suite includes a large walk-in closet and a private en-suite bathroom, offering a serene retreat at the end of the day. A generously sized second bedroom and an adjacent full bathroom provide comfort and convenience for family or guests. Enjoy abundant storage throughout the home, along with recent updates including a new microwave, dishwasher, and toilets—move in with peace of mind! Nestled on a quiet street with a park at the end, and just minutes away from shopping, dining, and major highways, this home truly combines comfort, style, and convenience. Your perfect one-level living experience awaits!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 2 months
Monthly PITI
$1,853.04/mo
Estimated Loan Balance
$271,508
Cash to close
$69,625
Interest Paid
$32,076

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Side x Side
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: South Pines 5
  • Features: Doors 36"+, Grab Bars In Bathroom, No Stairs External, No Stairs Internal
HOA
  • Has HOA: Yes
  • HOA Name: Gassen
  • HOA Amenities: Unknown
  • HOA Fee: $290
  • HOA Frequency: $Monthly
Location
  • Region: Hastings

Financial Details

  • Price per Sqft: $209.88
  • Tax Annual Amount: $3106
  • On Market Date: 2025-04-07T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $69,625 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $69,625!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$270,375
Your Cash$69,625
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,236/mo
Traditional @ 7.15%
$2,064/mo
You save $828/month ($9,937/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6694320

Listing From: northstar

Last updated: 2025-05-10T02:38:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,236 /mo
$1,990 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $69,625 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $69,625!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$270,375
Your Cash$69,625
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,236/mo
Traditional @ 7.15%
$2,064/mo
You save $828/month ($9,937/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
American AllStar Realty American Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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American Allstar Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.